Hi, I'm
Surya Teja
Senior Full-Stack Developer
Building scalable fintech solutions with MERN Stack and exploring AI/MCP technologies

About Me
Passionate about building the future of fintech through innovative technology
Senior Full-Stack Engineer
Data Scientist & AI Enthusiast
With over 6 years of hands-on experience crafting scalable, enterprise-grade solutions in the financial technology sector, I'm passionate about the intersection of robust software engineering, data-driven insights, and cutting-edge AI technologies.
π Current Impact
At Lloyds Technology Centre, I work as a Senior Full-Stack Developer specializing in Open Banking solutions, where I contributed to the Open Banking v4 migration and developed enhancements to existing PISP endpoints. I'm currently leading the International Payment Modernisation initiative within the PISP domain, overseeing development of next-generation payment systems that handle millions of transactions with Open Banking v4 compliance.
Professional Journey
Lloyds Technology Centre
2024 - Present | Senior Software Engineer
DBS Bank
2022 - 2024 | Analyst β Associate
Arcserve
2020 - 2022 | Associate Software Engineer β Software Engineer
Fission Infotech
2019 - 2020 | Associate Software Engineer
π Academic Foundation
M.Tech in Data Science & Engineering
BITS Pilani (2020-2022)
Theoretical backbone for building intelligent, adaptive systems
β‘ Current Exploration
Model Context Protocol (MCP)
Exploring the convergence of traditional software engineering with intelligent, context-aware applications
Core Expertise
π‘ Philosophy
"I believe in writing code that not only solves today's problems but anticipates tomorrow's challenges. Every line of code should be a step toward a more intelligent, efficient future."
"Trust Your OWN INSTINCT"
Let's Build the Future Together
Ready to collaborate on transformative projects in fintech innovation, MERN stack development, data science applications, or the revolutionary world of agentic AI and MCP development?
Let's ConnectProfessional Journey
6+ years of innovation across leading fintech companies
Lloyds Technology Centre
Senior Software Engineer
2024 - Present
Leading International Payment Modernisation initiative
DBS Bank
Analyst β Associate
2022 - 2024
Frontend engineer at DBS Bank on Branch Connect retail banking solution, achieving 30% performance improvements and receiving Special Recognition award for outstanding technical contributions.
Arcserve
Assoc Software Engineer β Software Engineer
2020 - 2022
Cloud Console SaaS platform development
Fission Infotech
Associate Software Engineer
2019 - 2020
Started my MERN stack journey
Current Focus & Future Vision
International Payments
Modernizing global payment infrastructure
Open Banking v4
Next-gen banking compliance
AI & MCP
Exploring agentic AI systems
Data Science
Intelligent data-driven solutions
Leading the convergence of traditional fintech with cutting-edge AI technologies
Technical Expertise
Full-stack mastery with cutting-edge technology exploration
Core Technologies
Frontend
UI/UX Development
Backend
Server Development
Data & AI
Intelligence & Analytics
Specializations
FinTech
International Payment Modernization, Open Banking, Retail Banking
Data Science
M.Tech Data Science & Engineering, Statistical analysis, ML algorithms
AI & MCP
Model Context Protocol exploration, agentic AI systems, emerging technologies
Performance
Memory caching, lazy loading, code splitting, optimization techniques
Experience Metrics
Years MERN Stack
Full-stack development mastery
Test Coverage
Quality assurance standards
GitHub Repos
Open source contributions
Featured Projects
Enterprise solutions and open source contributions that drive innovation
Enterprise Impact
International Payment Modernisation
Lloyds Banking Group
Comprehensive Open Banking v4 compliance and international paymentmodernisation.
Key Achievements:
- β’ International payment modernization
- β’ Third-party integrations and PISP compliance
- β’ End-to-end migration to modernized architecture
Branch Connect
DBS Bank
Retail banking solution empowering DBS Bank branches with cutting-edge retail banking functionalities across India.
Cloud Console
Arcserve
Cutting-edge data backup and recovery SaaS platform providing unified management for all Arcserve products.
Open Source Innovation
runtime-memory-cache
Featured npm Package
Zero-dependency, TypeScript-first in-memory cache for Node.js with advanced eviction strategies and built-in analytics.
Key Features:
- β’ FIFO and LRU eviction strategies
- β’ TTL support with built-in statistics
- β’ TypeScript-first with zero dependencies
react-file-upload-button
Advanced React component with drag-and-drop functionality and progress tracking.
to-indian-currency
JavaScript utility for Indian Rupee format conversion and localization.
Explore More Projects
Discover additional projects, experiments, and contributions on my GitHub profile
View All ProjectsProfessional Recommendations
Testimonials from colleagues and industry professionals
Showing 3 of 9 recommendations β’ Last updated: 12/21/2024
Sahita M.
Software Engineer
Lloyds Technology Centre
Worked together in the same team
I had the pleasure of working with Surya Teja in the same team at Lloyds, and it's been a great experience. He is a highly skilled full stack developer with strong technical and domain knowledge. Surya consistently delivers high-quality work and has resolved several complex issues that others in the team couldn't. His code is clean, well-structured, and aligned with best practices. Surya played a key role in impact analysis for the v4 upgrade, IPM, and several Open Banking componentsβhandling everything with ease and precision. He also fixed critical build errors that no one else in the team was able to resolve. Beyond his technical skills, Surya is always approachable and willing to help others, explaining things clearly and patiently. We've worked closely on multiple initiatives, and collaborating with him has always made me feel confident and well-supported. Surya is a true asset to any team, and I highly recommend him.
Vamsi Krishna
Software Engineer
Lloyds Technology Centre
Worked together on International Payment Modernisation
I had the chance to work with Surya at Lloyd's, and he proved to be a very reliable and skilled developer. He worked mainly with Node.js and React, delivering several critical features and moving them into production with very few issues. While working on International Payments modernization, Surya showed great teamwork and coordination, which helped the whole team work better together. It was a pleasure working with him.
Sahil Gupta
SDE 2
IBM
Worked together on Branch Connect
Surya Teja is technically sound person. he likes to take challenges head on and complete them on time he is great team player. I recommend him.
Total Recommendations
Professional endorsements
Positive Reviews
Colleague satisfaction
Companies
Cross-industry recognition
See All Professional Recommendations
Connect with me on LinkedIn to view all 9 professional recommendations and endorsements
View LinkedIn ProfileAchievements & Recognition
Awards, recognition, and milestones throughout my professional journey
Professional Recognition
Show & Tell Recognition
Lloyds Technology Centre
Open Banking
Special Recognition
DBS Tech India
Branch Connect Initiative
Best Performer
Arcserve
First 6 months
Google Scholarship
Top Performer
Among 10,000 students
Performance Impact
Performance Improvement
Application loading times reduced at DBS Bank through optimization techniques
Latency Reduction
API request optimization for teller-facing services across India
Test Coverage
Industry-leading testing standards achieved across multiple projects
Open Source Recognition
Arctic Code Vault
Contributor
Pull Shark
x2 Achievement
Pair Extraordinaire
Collaboration
Quickdraw
Fast Response
Education & Certifications
M.Tech Data Science
BITS Pilani (2020-2022)
Theoretical foundation for intelligent systems and data-driven solutions
Google Cloud Associate
Cloud Engineer
Frontend Nanodegree
Udacity
Joy of React
Advanced Course